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Welcome to Pokit!
Let's set up your financial command center.
Takes about 5 minutes — and it's actually fun.
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Quick Money Quiz
5 fun scenarios. No wrong answers!
📱 "₱15,000 has been deposited." What's your FIRST thought?
📊 Let me open my spreadsheet and allocate this
🏦 Transfer half to savings before I'm tempted
🛍️ Nice! I've been eyeing something — treat time
💻 Great, I can buy that tool for my project
☕ Your cafe order is ₱280. You think...
🧮 That's 1.8% of my weekly food budget
😬 Should've made coffee at home... that's ₱8,400/yr
😌 Whatever, life's short. I deserve this.
📝 Let me reply to this client email while I'm here
🎁 You find ₱5,000 in an old jacket pocket!
📑 Log as "found income" and redistribute
🐷 Straight into emergency fund. No touching.
🎉 The universe wants me to have fun tonight!
🔧 Perfect — I needed to upgrade my setup
😱 An unexpected ₱10,000 bill drops. Your reaction?
📋 Check which budget category can absorb this
✅ Good thing I have an emergency fund
😩 Panic. Credit card. Deal with it later.
💪 Time to hustle — extra work this week
🏠 End of month. Balance is higher than expected. You feel...
🤔 Suspicious. Let me reconcile everything.
🥰 Roll it into next month's savings goal
🎊 Surplus = guilt-free spending spree!
🤷 Didn't notice — been too busy working
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The Pokit Method
One rule that changes everything:
"Every peso has a role."
Most people fail at budgeting because money sits in one pile. Pokit gives every peso a job — the moment income arrives, you assign it to a specific purpose.
🔀 The 9-Step Split: Pokit automatically routes your paycheck into Goals, Bills, Debt Minimums, Variable Pots, and extra savings. You can customize this priority order later in the Settings!
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Where Does Your Money Live?
Bank accounts, e-wallets, credit cards
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Your Income Sources
Who pays you? How much? How often?
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Your Monthly Bills
Non-negotiables that get paid FIRST
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Your Honey Jars
Spending envelopes to stop overspending
⚡ Quick-add:
🍔 Food ₱5K 🛍️ Shopping ₱2K 🚗 Transport ₱1.5K
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You're Ready!
🤖 Optional: AI Financial Advisor
Free AI is included! But you can add your own API key for better results.