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Welcome to Pokit!
Let's set up your financial command center.
Takes about 5 minutes โ€” and it's actually fun.
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Quick Money Quiz
5 fun scenarios. No wrong answers!
๐Ÿ“ฑ "โ‚ฑ15,000 has been deposited." What's your FIRST thought?
๐Ÿ“Š Let me open my spreadsheet and allocate this
๐Ÿฆ Transfer half to savings before I'm tempted
๐Ÿ›๏ธ Nice! I've been eyeing something โ€” treat time
๐Ÿ’ป Great, I can buy that tool for my project
โ˜• Your cafe order is โ‚ฑ280. You think...
๐Ÿงฎ That's 1.8% of my weekly food budget
๐Ÿ˜ฌ Should've made coffee at home... that's โ‚ฑ8,400/yr
๐Ÿ˜Œ Whatever, life's short. I deserve this.
๐Ÿ“ Let me reply to this client email while I'm here
๐ŸŽ You find โ‚ฑ5,000 in an old jacket pocket!
๐Ÿ“‘ Log as "found income" and redistribute
๐Ÿท Straight into emergency fund. No touching.
๐ŸŽ‰ The universe wants me to have fun tonight!
๐Ÿ”ง Perfect โ€” I needed to upgrade my setup
๐Ÿ˜ฑ An unexpected โ‚ฑ10,000 bill drops. Your reaction?
๐Ÿ“‹ Check which budget category can absorb this
โœ… Good thing I have an emergency fund
๐Ÿ˜ฉ Panic. Credit card. Deal with it later.
๐Ÿ’ช Time to hustle โ€” extra work this week
๐Ÿ  End of month. Balance is higher than expected. You feel...
๐Ÿค” Suspicious. Let me reconcile everything.
๐Ÿฅฐ Roll it into next month's savings goal
๐ŸŽŠ Surplus = guilt-free spending spree!
๐Ÿคท Didn't notice โ€” been too busy working
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The Pokit Method
One rule that changes everything:
"Every peso has a role."
Most people fail at budgeting because money sits in one pile. Pokit gives every peso a job โ€” the moment income arrives, you assign it to a specific purpose.
๐Ÿ”€ The 9-Step Split: Pokit automatically routes your paycheck into Goals, Bills, Debt Minimums, Variable Pots, and extra savings. You can customize this priority order later in the Settings!
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Where Does Your Money Live?
Bank accounts, e-wallets, credit cards
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Your Income Sources
Who pays you? How much? How often?
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Your Monthly Bills
Non-negotiables that get paid FIRST
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Your Honey Jars
Spending envelopes to stop overspending
โšก Quick-add:
๐Ÿ” Food โ‚ฑ5K ๐Ÿ›๏ธ Shopping โ‚ฑ2K ๐Ÿš— Transport โ‚ฑ1.5K
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You're Ready!
๐Ÿค– Optional: AI Financial Advisor
Free AI is included! But you can add your own API key for better results.